Privacy Policy

Last updated: 29 June 2026

This website is operated by Crossroads Navigator Pte. Ltd. (Singapore). I keep data collection to a minimum and never sell it. This page explains, in plain English, what is collected and the choices you have.

What I collect

I do not run sign-up forms, accounts, or newsletters on this site, so I do not collect names, passwords, or payment details here. Two things are collected:

• Anonymous usage data — via the analytics tools below, to understand how many people visit, where they come from, and which pages and sections hold attention. This is aggregated and not used to identify you.
• What you send me — if you click an email link and write to me, I receive your email address and whatever you choose to include. I use it only to reply to you and follow up on your enquiry.

Cookies & analytics tools

This site uses two third-party analytics services, each of which sets a cookie:

• Google Analytics 4 — measures visits, traffic sources, and time on page. It does not store your full IP address. See Google's privacy policy.
• Microsoft Clarity — produces heatmaps and anonymised session playbacks so I can see how pages are used. Text you might type is masked by default and is not captured. See Microsoft's privacy statement.

These are analytics cookies, not advertising cookies. I do not use this site for ad targeting or to build marketing profiles of you.

Your consent

Under Singapore's Personal Data Protection Act (PDPA), where your browser is set to accept cookies and the purpose is one a reasonable person would expect — such as website analytics — consent is treated as given. This policy is the notice of that use. You can withdraw at any time using the options below.

How to opt out

• Set your browser to block or delete cookies (see your browser's settings or "incognito"/private mode).
• Install Google's Analytics Opt-out add-on to switch off GA4 everywhere.
• Most browsers' "Do Not Track" / tracking-prevention settings will also limit collection.

Sharing & retention

I do not sell or trade your data. The analytics data is processed by Google and Microsoft as service providers, under their own policies linked above, and is retained only as long as it is useful for understanding site performance. Email you send me is kept only as long as needed to handle your enquiry.

Your rights under the PDPA

You may ask what personal data I hold about you, request a correction, or ask me to stop using it. I will respond within a reasonable time. To make a request, email rohan@crossroadsnavigator.com.

Changes to this policy

If this policy changes, I will update the date at the top. Material changes will be noted on this page.

Contact

Crossroads Navigator Pte. Ltd., Singapore
rohan@crossroadsnavigator.com